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The RealEC ExchangeTM
Products & Services | Service Providers: Registration | Lenders/Originators: Registration

Consumer Credit Services
Product Name Description Code
2-Bureau Infile+RMCR-Agency SelectCredit agency selects the two best repositories based on the borrower/co-borrower address information. An Infile report is returned immediately to the client, and a RMCR order request is forwarded to the credit agency for processing. 149
2-Bureau Infile+RMCR-Efx/TUCredit information compiled from Equifax and Trans Union. An Infile report is returned immediately to the client, and a RMCR order request is forwarded to the credit agency for processing. 152
2-Bureau Infile+RMCR-Exp/EfxCredit information compiled from Experian and Equifax. An Infile report is returned immediately to the client, and a RMCR order request is forwarded to the credit agency for processing. 150
2-Bureau Infile+RMCR-Exp/TUCredit information compiled from Experian and Trans Union. An Infile report is returned immediately to the client, and a RMCR order request is forwarded to the credit agency for processing. 151
2-Bureau RMCR-Agency SelectCredit agency selects the two best repositories based on the borrower/co-borrower address information. 144
2-Bureau RMCR-Efx/TUCredit information compiled from Equifax and Trans Union. 147
2-Bureau RMCR-Exp/EfxCredit information compiled from Experian and Equifax. 145
2-Bureau RMCR-Exp/TUCredit information compiled from Experian and Trans Union 146
3-Bureau Infile+RMCR-Exp/Efx/TUCredit information compiled from Experian, Equifax and Trans Union. An Infile report is returned immediately to the client, and a RMCR order request is forwarded to the credit agency for processing. 153
3-Bureau RMCR-Exp/Efx/TUCredit information compiled from Experian, Equifax and Trans Union. 148
Mortgage Lien RptProvides lenders with mortgage lien and public records information that affect the property. Information is retrieved form Borrower’s Credit File. 274
Re-IssueA ReIssue of an existing credit report utilizing a credit reference number supplied by the credit provider. 361
RMCRRMCR 375
Single-in-file - Agency SelectCredit provider selects credit report between Experian, TransUnion and Equifax 52
Single-in-file - EfxCredit report provided by Equifax 50
Single-in-file - ExpCredit report provided by Experian 48
Single-in-file -TUCredit report provided by TransUnion 51
Three-in-file-mergeCompiled credit data from Experian, TransUnion and Equifax presented in easy to read format 45
Two-in-file-merge - Agency SelectCredit agencies selects best two repositories to return compiled credit report 55
Two-in-file-merge - Efx/TUCompiled credit data from Equifax and Equifax presented in an easy to read format 54
Two-in-file-merge - Exp/EfxCompiled credit data from Experian and Equifax presented in an easy to read format 46
Two-in-file-merge-Exp/TUCompiled credit data from Experian and TransUnion presented in an easy to read format 53
Products & Services Provided

Appraisal
Automated Valuations
Business Credit
Consumer Credit
Document Signing
Closing
Flood Services
Mortgage Insurance
Tax Service
Title
Verification Services
Construction Disbursement Service - (through Closing)

 

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